Driving Without Insurance in Ontario
Avoid Huge Fines • Protect Your Licence • Reduce Your Penalties
Act Fast — The Penalties Are Severe
In Ontario, driving without insurance is a serious offence under the Compulsory Automobile Insurance Act (CAIA).
A conviction can mean:
- Massive fines
- Additional fees and surcharges
- Vehicle seizure and impoundment
- Lasting insurance complications that cost you thousands
You have only 15 days after receiving your ticket or summons to decide how to respond. Don’t risk paying without exploring your options.
Our licensed Ontario paralegals have successfully defended no insurance charges across Toronto, Mississauga, Brampton, Waterloo, and all of Ontario — helping drivers reduce penalties and, in many cases, avoid a conviction entirely.
Ontario Penalties for Driving Without Insurance (CAIA, Section 2)
- First offence: Fines from $5,000 to $25,000
- Subsequent offences: Fines up to $50,000
- Additional consequences:
- Court-ordered surcharges
- Vehicle seizure and impoundment
- Difficulty obtaining affordable insurance for years
Even one conviction can follow you for years. Don’t let it happen without a fight.
How We Can Help You
When you hire
Cordaie Paralegal Services, we will:
- ✔ Review your case and disclosure for legal or procedural errors
- ✔ Identify possible defences (e.g., proof of active coverage or improper notice)
- ✔ Negotiate with prosecutors to reduce penalties or avoid conviction
- ✔ Represent you in court so you don’t have to appear
We fight to protect your finances, your record, and your driving privileges.
Why Drivers Choose Cordaie Paralegal Services
- ✔ Licensed by the Law Society of Ontario
- ✔ Over 6 years’ experience defending traffic offences
- ✔ Flat-rate pricing — no hidden surprises
- ✔ Serving Toronto, Mississauga, Brampton, Waterloo, and across Ontario
- ✔ Countless successful defences for Ontario drivers
Client Success Story
★★★★★
"I honestly did not have any trust in paralegals and felt they only cared about fees, but Damian went beyond what I would expect. He was able to get my traffic ticket dismissed — something other paralegals told me wasn’t possible. Everything went smoothly, all promises were kept, and the communication was excellent. I’ll be going back to him for all my legal needs."
— Matt K., Verified Google Reviews
Get Help Now — Before It’s Too Late
Deadlines are strict. You only have 15 days to respond. Every day you wait, your risk of fines, vehicle seizure, and higher insurance rates grows.
Call:
844-4-WIN-4-ME
Email:
hello@cordaie.com
FAQs About Driving Without Insurance in Ontario
1. Will I go to jail for driving without insurance?
Jail is rare, especially for first offences, but the fines and insurance impacts are severe.
2. Can I fight a no insurance ticket if I had coverage?
Yes. If you were insured but didn’t have proof at the roadside, we may be able to show coverage and get the charge withdrawn.
3. How much are the fines for driving without insurance?
Fines start at $5,000 for a first offence and can climb to $50,000 for repeat offences.
🚦
Get Your Free Case Review
Fill out the form below — we’ll contact you in 24 hours. 100% Confidential.
🚦 Get Your Free Case Review
We will get back to you as soon as possible.
Oops, there was an error sending your message.
Please try again later.
